Nike Philosophy

As I am winding down the year, I am looking back at the things I had set out to do at the beginning of the year. Some goals I have exceeded beyond measure and some...well, I haven't even attempted, and some of the reasons why I haven't are a bit silly if you ask me!! John Maxwell talks of the Law of diminishing intent which states that the longer you wait to do something you should do now, the greater the odds that you will never actually do it. The reality is that you will never get much done unless you go ahead and do it before you are ready. I don't remember where I read this but I have also moved from being goal oriented, to being growth oriented, and that is how I exceeded some of my set goals. Instead of focusing on my goals I have focused on growth. Personal, professional, spiritual...practically every area of my life. This has resulted in me accepting challenges that I would not have normally done and also realizing that the sky is the limit. So the goals you set will easily be achieved, hence a focus on growth keeps you setting greater achievements and you are not limited to what your mind can conceive. The beauty of personal growth is that its yours and remains yours for a lifetime. Most importantly, you must see value in yourself to add value in yourself. So I have adopted what I have called the Nike Philosophy which basically states..JUST DO IT!!! Clearly John Maxwell is my favourite at the moment and he asserts that growth should happen through attitude, goals, discipline, measurement and consistency. Bottom line, its all your self effort and you set the parameters by which you operate. To initiate the process, JUST DO IT! Wise King Solomon gives a metaphor of the ant in Proverbs 6:6 'Go to the ant, you sluggard! Consider her ways and be wise. Which having no captain, overseer or ruler provides her supplies in the summer, and gathers her food in the harvest.' Its amazing how one of the smallest of God's creatures can become one of His greatest teachers. Implementation is important. We all have great ideas and plans, but what makes one person different from the other is implementation. Here is the metaphor of the ant expanded by John Maxwell that will help in implementation: A - Attitude of initiative- Ants don't need a commander to get started N- Nature of integrity- Ants need no outside accountability and work faithfully T- Thirst for Industry- Ants work hard and will replace their anthill when it gets ruined. S- Source of Insight- Ants store provisions for the summer. So if you are going to be anything like the ant, you better implement the Nike Philosophy. Just do it, and be disciplined and learn as you go! You will be surprised where you will end up! If you don't step forward you will always remain in the same place. Fear of failure hinders us from achieving our goals. People never fail unless they stop trying. So #JustDoIt!

Rule from the grave; write a will!

Today I attended an interesting breakfast meeting that focused on estate planning. This was particularly very important for me because it was something I have never set aside time to think about or even act on it and mainly because I always ask the question, what assets do I really have? Advocate Uriri, who was one of the speakers at the event asserted that Estate planning involved the acquisition, maintenance and distribution of assets. So the whole process of that is what estate planning is all about. There were testimonies that were given from women who were put in terrible situations because they (or their deceased spouse or relative) had not planned accordingly and unfortunately, planning of this nature is not as common for most people. I think this was targeted for women because more often than not were are the ones who are left in the cold and with the burden of taking care of the children as well as dealing with in-laws. Rudo Boka, who shared her interesting but inspiring story highlighted that usually the woman and children cry "Ndichachengetwa naniko" (who will take care of me) and not the men. She presented on legacy planning and gave her life experiences to show how important legacy planning is, the importance of unity in family and one point that hit home for me is that death is the most assured event that we know of in our lives but we never plan for it. We also had some legal practitioners explain some concepts and processes that helped demystify the whole issue. So I just had to share this information because sometimes ignorance can put us in unnecessarily bad situations. Do not leave things to chance when planning your estate for the sake of your spouse and children. Empower your children by telling them what is theirs while you are still alive. Sharing it with your relatives also eases the burden for your children as people usually respect the wishes of the dead, particularly in our culture. Do not let your children lose respect for you when you are gone simply because you were not organised. Think about how you want your affairs to be handled when you are gone. Understand the type of marriage you are in (civil marriage vs customary marriage: both have their advantages and disadvantages when it comes to inheritance). Make a provision for the costs of managing your estate so as not to burden those remaining. Do not leave loose ends and update your paperwork as you accumulate your estate, and from what I gathered from the stories, this seemed to be the biggest problem in issues of inheritance, where one remarries and doesn't sort out paperwork from previous marriage, so the last surviving spouse (at least the one who can prove it) is entitled to the estate, sometimes even if the will is in place. Advocate Uriri also said that if you do not plan your estate, the state has a default plan and usually this may not go in line with what you would have wanted. Of noteworthy importance was the Married persons property Act of 1928...ah if you are married,I would suggest you get a hold of this one. This act alludes to HIS, HERS AND THEIRS!!! which to an extent makes me curious about so many misconceptions I had about assets and marriage. Some wills can be nullified because of a subsequent marriage i.e. if you divorce after 40 years of marriage and remarry, and then die the next day, the last surviving spouse is entitled to your estate. Children of the deceased, whether known or unknown, for as long as they can prove the link, are entitled to the estate. I am still to research on most of these issues, but its all very interesting and we just need to manage our estates with imminent death in mind...as harsh as that sounds. But bottom line, usually the law is there to make things easier and particularly in Zimbabwe, the law seems to favour women and children most of the time...I stand corrected. So here are a few tips that the organiser of the event, Rumbi Farirai, gave us: 1. Update your paperwork. 2. Talk to your relatives with regards to what your plan is for your estate. 3. Write a will. 4. Register a trust. 5. Have insurance policies. I am a tad bit enlightened about estate planning and I am definitely going to make deliberate efforts in this regard especially for my little girl...and any other future munchkins!